Legal

Terms of Use

The rules for using our website and services, written so you can actually read them. Your insurance policy is still the contract that counts.

Last updated: Applies to: exploreautoinsurance.com, phone, text, and email

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Acceptance of These Terms

Welcome to ExploreAutoInsurance.com (“Website,” “we,” “us,” or “our”). These Terms of Use govern your access to and use of this Website and its content, forms, and related services.

By accessing or using the Website, you agree to these Terms of Use and our Privacy Policy. If you do not agree, please do not use the Website.

About Our Website

ExploreAutoInsurance.com provides an online platform that helps consumers explore auto insurance information and potential insurance options.

We may collect information submitted through our forms and share it with participating insurance providers, agencies, brokers, marketing partners, or other third parties, as described in our Privacy Policy and applicable disclosures. These parties may contact you regarding your inquiry or their products and services where permitted by law.

Unless expressly stated otherwise, ExploreAutoInsurance.com is not an insurance company and does not underwrite, issue, or administer insurance policies. We do not guarantee that any insurance provider will contact you, provide a quote, approve an application, or offer coverage.

No Insurance, Legal, or Financial Advice

The information on this Website is provided for general informational purposes only. It is not a substitute for advice from a licensed insurance professional or for reviewing the terms of an actual insurance policy.

Insurance requirements, coverage options, exclusions, deductibles, premiums, and eligibility criteria vary by state, provider, and individual circumstances. You are responsible for reviewing policy documents and confirming coverage details with the relevant insurance provider or licensed professional before making a decision.

No Guarantee of Quotes, Coverage, or Savings

Submitting information through the Website does not guarantee:

An insurance quote or offer.

Eligibility for an insurance policy.

Availability of coverage in your state.

Approval by an insurance provider.

A particular premium, discount, or amount of savings.

Contact from any specific provider.

Any quotes, estimates, offers, or coverage information provided by a third party are subject to that party’s terms, underwriting criteria, and applicable law. A policy is governed by the documents issued by the relevant insurer.

User Eligibility and Accurate Information

By using this Website, you represent that:

You are at least 18 years old or otherwise legally authorized to use the Website.

The information you submit is accurate, current, and complete to the best of your knowledge.

You are authorized to provide any personal information you submit about yourself or another person.

You will not use the Website for unlawful, fraudulent, deceptive, or unauthorized purposes.

You agree to update information when necessary and not to submit false, misleading, or impersonated information.

Communications and Consent

If you provide your telephone number, email address, or other contact information, you may be contacted in connection with your inquiry, subject to your selections, the disclosures presented when you submit your information, and applicable law.

Marketing calls, text messages, automated communications, prerecorded or artificial voice messages, and other communications will be made only where the required consent or other legal authorization exists.

Any consent you provide through a Website form is governed by the specific consent language and disclosures presented with that form. These Terms of Use do not independently create or replace any consent required by applicable law.

You may withdraw consent or opt out of marketing communications using the methods provided in the relevant communication or consent disclosure. For text messages, replying STOP may be available where supported. Message and data rates may apply.

Your use of the Website does not require you to consent to marketing communications as a condition of purchasing goods or services from us, where prohibited by applicable law.

Third-Party Providers and Websites

The Website may connect you with third-party insurance providers, agencies, brokers, marketing partners, or other service providers. We do not control their products, services, websites, business practices, underwriting decisions, or communications.

Third parties operate under their own terms, privacy policies, and practices. You should review their information before sharing additional data, applying for coverage, or purchasing a policy.

Unless expressly stated otherwise, ExploreAutoInsurance.com is not responsible for a third party’s conduct, representations, products, services, policy terms, or decisions. Nothing in these Terms limits any rights or remedies that cannot lawfully be excluded.

Privacy and Information Sharing

Our collection, use, retention, and disclosure of personal information are described in our Privacy Policy and in any additional disclosures presented when you use the Website.

Depending on the service and the information you submit, your information may be shared with participating providers or marketing partners to respond to your inquiry or for other purposes disclosed to you.

Please review our Privacy Policy before submitting personal information. If you do not agree with the applicable information practices, do not submit information through the Website.

Acceptable Use

You agree not to:

Use the Website in violation of any applicable law or regulation.

Submit false, fraudulent, or misleading information.

Attempt to gain unauthorized access to the Website, its systems, or another user’s information.

Interfere with the Website’s operation, security, or availability.

Use bots, scripts, scraping tools, or other automated methods to access or collect Website information without our prior written permission.

Copy, reproduce, distribute, or exploit Website content for commercial purposes without authorization.

Introduce malware or other harmful code.

We may restrict or terminate access where we reasonably believe these Terms have been violated or where necessary to protect the Website, users, or our legal rights.

Intellectual Property

Unless otherwise indicated, the Website’s text, design, graphics, logos, layout, and other content are owned by or licensed to us and are protected by applicable intellectual property laws.

You may access and use the Website for personal, lawful purposes. You may not reproduce, modify, distribute, publish, or commercially exploit Website content without our prior written permission, except as permitted by law.

Disclaimer of Warranties

To the fullest extent permitted by law, the Website and its content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, or statutory.

We do not warrant that the Website will always be available, uninterrupted, secure, error-free, or free from harmful components. We do not warrant the accuracy or completeness of all information displayed or that any particular insurance option will be available to you.

Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded.

Limitation of Liability

To the fullest extent permitted by applicable law, ExploreAutoInsurance.com and its owners, operators, affiliates, employees, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or related to your use of, or inability to use, the Website.

To the fullest extent permitted by law, we are not responsible for insurance decisions, underwriting outcomes, policy coverage, premiums, claims decisions, or services provided by third parties.

Nothing in these Terms limits liability where such limitation is prohibited by law. Your rights may vary depending on your state of residence.

Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless ExploreAutoInsurance.com and its owners, operators, affiliates, and service providers from third-party claims, liabilities, losses, and reasonable expenses arising directly from your unlawful use of the Website or your material violation of these Terms.

This section does not apply to the extent a claim results from our own conduct for which indemnification cannot lawfully be required.

Suspension and Termination

We may suspend, restrict, or discontinue all or part of the Website at any time, with or without notice, where permitted by law. We may also restrict access if we reasonably believe a user has violated these Terms or created a security, legal, or operational risk.

Provisions that by their nature should continue after termination will remain in effect, including applicable intellectual property provisions, disclaimers, limitations of liability, and dispute-related terms.

Changes to These Terms

We may update these Terms of Use from time to time. Updated terms will be posted on this page with a revised Effective Date.

Your continued use of the Website after revised terms are posted constitutes acceptance of the updated terms to the extent permitted by law. If a change requires separate notice or consent, we will provide it as required.

Governing Law

These Terms are governed by the laws of the state applicable to the Website operator, without regard to conflict-of-law principles, except where applicable law requires otherwise.

Any dispute will be handled in a court of competent jurisdiction as permitted by applicable law. Nothing in this section removes any consumer protection or other mandatory rights available under the laws that apply to you.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

Entire Agreement

These Terms of Use, together with the Privacy Policy and any applicable disclosures or consent language presented through the Website, constitute the agreement governing your use of the Website, except where a separate written agreement applies.

Contact Us

If you have questions about these Terms of Use, please contact us:

Website: https://exploreautoinsurance.com/

Email: info@exploreautoinsurance.com

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